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Financial Arrangements
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- If you have health insurance, we will need a copy of your identification card. When you enter the hospital, we will ask you to sign a form that assigns benefits from the insurance company to Lake Region Healthcare Corporation. If your insurance requires that you seek pre-certification or authorization for services, please make sure you have met those requirements. If you do not follow your plan’s requirements, you may be financially responsible for all or part of the services rendered in the hospital.
- If you have Medicare, we will need to see your Medicare card to verify eligibility and to process your Medicare claim. Deductibles and co-payments are the responsibility of the patient.
- If you are covered by Medicaid, we will need a copy of your card.
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The hospital is responsible for submitting bills to your insurance company, and we will do everything possible to expedite your claim. Please remember that your policy is a contract between you and your insurance company, and you have final responsibility for payment of your hospital bill. We will send a statement to you once your insurance has paid its share. Balance must be paid within 30 days. For your convenience, payment of your balance can be made by cash, personal check, VISA, MasterCard or Discover. Automatic Debit is also available. For additional information please contact one of our patient financial services representatives at 218 736-8380, 218 736-8198 or 800-439-6424.
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If you are covered by more than one insurance policy, each carrier will determine how to divide payment(s). If we receive an overpayment on your account, the hospital will make a refund to the appropriate party.
- If you do not have insurance, please make payment arrangements with the Business Office. These arrangements can be made either before your discharge or after. If you would like someone to visit with you prior to your discharge to discuss arrangements, please call ext. 8380 or ext. 8198. Lake Region Healthcare Corporation will not become involved in financial liability disputes. Financial responsibility for services always rests with the patient. We will release records only when there is proper authorization to do so.
- If you are uninsured and your household income is less that $125,000.00 you may qualify for a discount from the billed amount under our self pay discount program. Please contact our business office at 218-736-8380 or 218-736-8198 to begin the application and qualifications process for the discount.
- If you have certain tests or treatments in the hospital, you may receive bills from physicians you do not see in person, including radiologists, pathologists, anesthesiologists and other specialists. These bills are for professional services rendered by these doctors in diagnosing and interpreting test results while you were a patient. If you have questions about these bills, please call the number printed on the statement you receive from them.
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